by default音標為：[b??d???t]

基本翻譯：缺席；由于沒有選擇或不能決定而被迫作出選擇。

速記技巧：by+default（缺席）+-ly（表狀態）=by default（缺席）。

by default: 詞源為拉丁語by-de-fault，意為“由于疏忽”。

變化形式：過去式：defaulted；現在分詞：defaulting；過去分詞：defaulted；復數：defaults。

相關單詞：

1. default rate（違約率）：指在貸款合同中未能按期償還的貸款比率。

2. default loan（違約貸款）：指借款人未能按期償還的貸款。

3. default judgment（缺席判決）：指在法庭上，由于被告缺席而作出的判決。

4. default in payment（未履行付款）：指未能按照合同或協議按時支付款項。

5. default in terms of（在……方面違約）：指在合同或協議中未能履行約定的條款。

6. default option（違約選擇權）：指在合同或協議中賦予一方在違約情況下采取某種行動的權利。

7. default risk（違約風險）：指借款人可能無法按期償還債務的風險。

8. default rate curve（違約率曲線）：用于描述違約概率隨時間變化的曲線，用于評估借款人的信用風險。

9. default insurance（違約保險）：一種保險產品，為借款人提供在違約情況下獲得賠償的保障。

10. default-free debt（無違約債務）：指沒有違約風險的債務，通常由信譽良好的借款人發行。

常用短語：

1. by default 默認情況下

2. take...for granted認為...理所當然

3. on the basis of根據...

4. in essence本質上

5. compensate for彌補

6. in the long run從長遠來看

7. come to the rescue of趕來救援

例句：

1. They were forced to resign by default as they failed to submit their resignations on time.

他們因未能按時提交辭呈而被迫以默認方式辭職。

2. We should not take our parents" love for granted. We should show them our appreciation every day.

我們不應該認為父母的愛是理所當然的，我們應該每天表達對他們的感激之情。

3. On the basis of their hard work, the team has been able to compensate for their lack of experience.

在他們的努力工作的基礎上，這個團隊已經能夠彌補他們缺乏經驗的不足。

英文小作文：

When we think of defaults, we often associate them with negative outcomes, such as being unable to complete a task or missing out on an opportunity. However, by default, we can also see opportunities and positive outcomes. For example, someone who is unable to attend a meeting due to an emergency can compensate for this by researching and presenting relevant information during the meeting, thus contributing to the success of the event.

In essence, defaults can be seen as opportunities to learn, grow, and improve. By default, we can take a chance and try something new, even if it is not our original plan. This can lead to valuable experiences and increased knowledge that can help us in our future endeavors. Therefore, instead of seeing defaults as negative occurrences, we should embrace them as opportunities for growth and learning.